"Protecting Yourself from Identity Theft
Identity theft is the number one fraud complaint in the United States, according to the
Federal Trade Commission,1 and it’s also America’s fastest growing crime.2 Because of
this growing crime trend, consumers surveyed said identity theft insurance was second
only to auto insurance on their wish list of products their insurance provider should offer.3
Identity Services and Fraud Expense Coverage is available with your Farm Bureau
Member’s Choice property and liability coverage.4 It costs only $25 per year, and the
coverage includes $25,000 of Fraud Expense Coverage, One-on-One Resolution
Assistance – which provides a fraud specialist as your personal advocate to guide you
through the resolution process – and a number of proactive Identity Services such as
Identity Credit Monitoring and Identity Document Recovery to ensure rapid replacement
of personal, legal and financial documents and notification to insurance companies,
employers and financial institutions in the eve nt of a natural disaster. Talk to your Farm
Bureau agent today for more information.

There are some measures you can take to help protect yourself from becoming a victim of
identity theft or fraud.

Monitor your credit
Early detection of identity fraud may help prevent greater losses, so check your credit
reports with all three of the credit- monitoring services at least annually.5 Once a year,
you can get a free report from all three credit bureaus at www.annualcreditreport.com.

Online security
Use secure Web sites when shopping online. A Web address that begins with “https”
indicates the credit card information will be encrypted or secure. It’s a good idea to
designate one credit card for online purchases for easier tracking of activity.

Safeguard personal documents
Keep credit cards and personal documents that you don’t use regularly, like your passport
or birth certificate, in a safe place. Carry only the credit/debit cards you need, and don’t
carry your Social Security card.

Taking these precautions could help protect one of your most important assets – your
good name. Talk to your Farm Bureau agent today about adding identity theft protection
to your insurance coverage.

1 “Consumer Fraud and Identity Theft Complaint Data,” January –December 2005,
http://ping.fm/SDWCE visited January 29, 2008.
2 “Identity Theft is America’s Fastest Growing Crime,” U.S. Postal Inspection Service,
http://ping.fm/BUgGC visited January 29, 2008.
3 “Study: Homeowners express great interest in insurance providers offering coverage for identity theft,”
www.namic.org/topnews/061031st1.asp , posted October 31, 2006, visited March 11, 2008.
4 Farm Bureau Member’s Choice coverage and Identity Services and Fraud Expense Coverage only available in AZ,
IA, KS, MN, NE, NM, SD, UT.
5 TransUnion, www.transunion.com; Equifax, www.equifax.com; and Experian, www.experian.com.

Tips brought to you by Farm Bureau Financial Services. For more information about products and
services, call Tammy at (515) 957-1524 or Chris at (515) 957-1616.

Securities & services offered through EquiTrust Marketing Services, LLC+, 5400 University Ave.,
West Des Moines, IA 50266, 877/860-2904, Member SIPC. Farm Bureau Property & Casualty Insurance
Company+*, Western Agricultural Insurance Company+*, Farm Bureau Life Insurance Company+*/West
Des Moines, IA. +Affiliates *Company providers of Farm Bureau Financial Services
"